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Old 07-03-2007, 05:53 PM
Chad Chad is offline
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Default Dental Insurance? Does anyone know of any good plans?

i need dental insurance that covers pre-existing cavitives where you dont have to wait forever (6 months or less) before you can have them fixed. the cheaper the better. Thanks for your help
I didnt mean the cheaper the better exactly i just cant afford $100+ a month dental plan once again thanks for your help


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Old 07-03-2007, 05:54 PM
emmalue emmalue is offline
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I'm sorry to say, there are no good individual dental plans. An insurance company must take in more in premiums than they pay out per year to be profitable. They can do this in a group, but it makes no sense to offer coverage for an individual.

Beware of so-called "dental discount plans." The state of Montana sued Ameriplan and won on charges of insurance fraud. Many dentists don't take these plans, and the ones that do often "bait and switch" in order to make up for deep discounts.

You'd be better off finding a financing plan such as Dental Fee Plan or Care Credit.
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Old 07-03-2007, 05:55 PM
graveyardspunka graveyardspunka is offline
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say you want cheaper the better, then you get what you pay for.Now the dental insurance that I have, I pay thur my job. I pay $2.87 before taxes a week,the company I work for pays the rest. On cleanings, fillings, x-rays the basic stuff I'm covered 100%,on pulling teeth, crowns,root canals, etc. I'm covered 80% and on partials full dentures,etc I'm covered 50%.I had just gone to the dentist two weeksago to have a crown done on one of my teeth, it only costed me $20.60, the insurance company paid the rest, the end of the month I'm going to have a cleaning,x-rays,etc and I'm not going to have to pay a dime. I doknow what would costed without going thur my place of employment, but you can always check these things out, my insurance is Dental Delta. Good luck.
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