Does anyone use pet insurance? Is it worth the cost? I am looking at VPI brand, but it costs 35 dollars a month for one puppy. It includes well care, but $50 deductible per incident and after that it pays 90 % of costs (allowed amounts)

You have to ask the company about your certain breed too just in case. Even though our ACD's are our pets we do use them to work cattle for us on the farm so they are considered working dogs & are not covered for anything. Same for police dogs.

If you don't use your dog for anything other than being a face licker lol, you should be okay. I have heard VPI is wonderful!!