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Old 06-13-2007, 01:09 AM
GSD4ever GSD4ever is offline
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Default What dog breeds are not approved by Florida home owners insurance?

Iver heard you can't get home owneres insureance if you own certain dog breeds like siberian huskys and pitbulls. Can some tell me if German shepherd and Alaskan Malamutes are also on that list


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Old 06-13-2007, 01:12 AM
mbrcatz17 mbrcatz17 is offline
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OK, a couple points - first of all, it's not the STATE that makes the list, it's the insurance companies.

I've never seen Alaskan Malamutes on the list, but SOME insurance companies include German Shepherds.

MOST include Pitt Bulls (aka American Staffordshire Terriers), Chows, Akitas, Rottweilers, wolf and wolf hybrids up to 1/8 wolf, and Dobermans.

Now, most importantly - if you're shopping around for homeowners insurance in Florida, give it up. NO ONE is writing new policies in Florida, except for the state fund. If you currently HAVE a voluntary carrier writing your homeowners insurance, it would be worth it to board out your dogs on a farm for a couple years, see if the insurance situation clears up, and keep your current policy.

It's not about dog liability - it's about property coverage. And tomorrow is the first day of hurricane season.
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Old 06-13-2007, 01:14 AM
Nikki Nikki is offline
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pitbulls I would think they are known to be vicious
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Old 06-13-2007, 01:18 AM
Kate M Kate M is offline
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I think akitas and dobermans are on that list . it is not the fact that you wont get home insurance it will just be higher . I live in florida too . My sister does as well and because she has a big dog she has to have more house insurance and it is hard enough to get insurance here as it is because of hurricaines ,I would think that they would not be so worried about dogs anymore . good luck .
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