Your local independent insurance agent will take care for that for you. Normally, they consign Loyd's of London for that..It costs about $500-$800 per year for one million dollars coverage, or $300 for $500,000. (depending on your area)
You would also be wise to do an LLC for the business, so it cannot attach your home in any way..
If you are just dog-walking for a few clients, you may be able to attach it to your homeowner's.
(I just went through this)
It seemed terribly steep to me..figuring I would only be liable for a dog escaping, and perhaps causing damage to a car..but, the agent pointed out, it could cause even loss of life, etc..if dog caused a major wreck..which does happen..
At that ime, I decided it was wise to use my OWN leashes, collars and harneses...escape-proof! and applied before dog leaves owner's home.
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