...£24.40 to insure them should i?

Read the small print first!

If you really believe that you need it. . . I mean it may be a good ideal

If your pet's doctor were to tell you that setting the two broken legs after your cat was hit by a vehicle will cost you 1100 pounds, would you wish then you had taken out the insurance?

For four cats, absolutely. I spend so much money each year on my two cats' dental, vaccines, etc. As your cats get older they may get bladder/kidney trouble, diabetes, or other major health problems that are very expensive. Make sure the pet insurance you choose has providers near where you live.

yes i think it is an awesome idea. they need shots every year and a check up. plus heartworm and flea prevention. those get costly and if you have the insurance you would probably only pay a co-pay as oppossed to the office visit. good luck and happy holidays=)

Gotta get them insured, I use Pet Plan for my dog & cat, had to make a claim recently, (cat had a fight with a car & lost) It would've cost me £520 but only had to find the first £50 excess. £24.40 sounds like a lot of money, but it's well worth it in the long run.