Whats is the best rental insurance for an apartment? What does it usually cover? The apartment rent will be $280 in Birmingham, AL. Is the best insurance to get the type that would cover most belongings and people incase of an accident wether it was by a person on purpose, accident, or a weather related incident? If you have renters insurance do you pay monthly or a one time thing up front if you are on a year lease?

If you drive a car,ask your auto insurance company for renters insurance,sometimes called contents. This is personal insurance for your property like fire and theft and if someone has a accident at your place.You need this for your property where ever you live. House insurance is your own house and property but what you want is insurance for just what you own.