My boyfriend and I live together and we now have $33,000 worth of coverage...

How much do you have? Do I have enough? I'm just trying to figure out an average. There were horrible tornados that ripped through the town I live close to a few days ago and it is making me rethink my renters insurance policy. Please give me some info. How much are you allowed to have? How do you prove what you had in your house if all of your posessions are blown away? (I do have the replacement kind of insurance). We do dress well and we have nice things...
Also, How do I figure out how much my stuff is worth?

I don't have any currently, but I live with my boyfriend as well and with the wild fires that are currently sweeping through California, we're thinking we should have at least SOME coverage. I think $33,000 is a good amount if you have $33,000 worth of stuff in your place.