36 year old single male

United Healthcare (A+rated)
Copay Plus Plan
PPO
1500 deductible
172/mo single

Coinsurance after deductible:

I pay 20% to $2,000
They pay 80% to $8,000 then 100%

Lifetime max benefit: $3million

Initial Rate Guarantee: 12 mos

Doctor office visit: not subject to deductible, $35 copay, xray and lab 80%

Prescriptions: Generic $20 copay, Name-brand: $50 copay, Name-brand copay is after $250 per person, calendar year deductible. If Generic is available, name-brand reimbursed at Generic price.

Surgeon, and facility fees: 80%

Radiation, chemotherpay, and organ transplant drugs: 80%

Cat scans, MRIS: 80%

Emergency Room fees: illness 80%,$100 copay if not admitted injury: 80%

other outpatient expenses: 80%

Other: 80%