Hi,

I am 31 years old and currently in group coverage provided by my employer. I am planning to change to a Individual insurance.
Right now my employer charging $250 (Bi-weekly, my contribution)

We are 3 members in my family (including me). my wife is 26 years and my kid is 18 months.

Question is,
1.which company provides best individual insurance (affordable cost & best coverage)

2.What are the questions I need to ask a provider while enrolling and inquiry (please include hidden things, which providers won't mention in plan highlights )

Note: I request posters to please be clear about the second question. Please post all questions that you asked (or you missed to ask and relized that later)

Right now I am in Texas.