I would recommend gettting a low deductible HSA plan with the maternity rider if you are planning on getting pregnant. If you are looking a something to cover your birth control pills, I don't think it would be worth it to by a plan that has an RX copay just to cover the pill cost. Save your money on premiums and put it toward the cost of the meds. I would most likely recommend Anthem BCBS Lumenos HSA 100 with a $1500 deductible if it is availible in your area. The maternity is much less expensive to add on than most plans and once your baby is born the free preventative and wellness services will cover the well baby exams. In addition you can add the dental coverage on to the pan for about $22 and there is a free vision discount plan included with the Medical plan. Contact me if you have any additional questions.