The easiest way to get health insurance is to work through a broker or agent that represent multiple health insurance carriers.

Although you have heard that it is expensive, it is not. For a healthy individual with no real ongoing health concerns it is very cheap and can be purched for much cheaper than through your emplyer. The easiest way to go about finding the right plan is to go online and get quotes from multiple carriers and then speak to the agent about the quotes you viewed through thier site.

The one thing you have to make sure of is that you get a major medical plan though one of the larger carriers. Make sure that what you are getting is not just a discount plan. I am a huge fan of the HSA eligible plans and would recommend this route in almost any situaltion. Feel free to contact me if you have any questions.