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Old 05-30-2008, 02:25 AM
DEXY39 DEXY39 is offline
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Join Date: May 2008
Posts: 3
Default Re: How to choose the right insurance to pay for medical costs?

Jimbo

Most insurance companies use a look back period of 6 months to a year for prexisting. So if you haven't seen a doctor or taken medicine for this condition for at least the past year you should be okay.

You can go to a doctor for the condition the day your insurance becomes effective.

Here is an example of Pre-existing language:

Pre-existing Conditions are those health conditions which were diagnosed
or treated by a Provider during the 12 months before the coverage effective date. Any Pre-existing Condition will be subject to a waiting
period of 365 days.

hope this helps.
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