If you are going to consider life insurance, you may want to look at term life insurance.

Term life insurance provides protection for a specific number of years and can be used to provide funds to your family so they can pay off the mortgage, and provide for living expenses, and other needs.

Term life insurance is usually less expensice than whole life insurance.

Most people who choose term life insurance go with level term life insurance. In most cases level term life insurance is less costly than decreasing term life insurance.

Level term life insurance provides rates and coverage that remain the same for the term of your policy. You may be able to purchase level term life insurance for 10, 15, 20 or 30 years.