Actually our insurance didn't go up at all.. It went down, we get the same discount on our insurance that someone who would install a security system gets. The insurance guy came to our house and met the dogs. When you have quality dogs with great temperament and can show prove this, you don't have to pay those outrageous prices. They don't know if your dog is nice or well trained, so they put you in that high bracket, assuming that you are like everyone else and don't train their dogs.