I have always had State Farm. (about 33 yrs) I find that the rates are a little less expensive than others. I have had several accident related claims some at fault and other not at fault. In all cases I was very please with them. It could be the agent.. but I have changed agents several times b/c of moves I have made. I try to get an agent close to my home. I am sure I drive these people crazy because I usually call once a month to ask questions about something! I have all my insurance policies, vehicle, jewelry, life, homeowners... all. They will also give discounts with multiple vehicles on the plan. You can also save monthly by using their draft plan from your checking or savings account.